Motor Insurance 

Motor Insurance is a policy that protects your vehicle and your money in case of accidents or unexpected damage. It helps you pay for repair costs, theft, or legal expenses if your vehicle causes damage to someone else. Having motor insurance gives you peace of mind while driving. 

What is Motor Insurance? 

Motor insurance is an agreement between you and the insurance company. You pay a small amount called a premium, and in return, the insurance company helps cover losses related to your vehicle. This can include damage to your vehicle or damage caused to others.

Why Motor Insurance is Important

• dIt is compulsory by law to have motor insurance
  
  

• Helps pay for costly vehicle repairs
  
  

• Protects you from legal trouble if someone else is injured
  
  

• Covers loss due to theft or fire
  
  

• Reduces financial stress after an accident

Types of Motor Insurance 

• Third-Party Insurance
  Covers damage or injury caused to another person or their property.
  
  

• Comprehensive Insurance
  Covers third-party damage plus damage to your own vehicle.

What Does Motor Insurance Cover? 

• Damage to your vehicle due to accident
  
  

• Theft of your vehicle
  
  

• Fire or explosion
  
  

• Natural events like flood, storm, or earthquake
  
  

• Damage caused to another person or their property

What is Not Covered? 

• Normal wear and tear of the vehicle
  
  

• Driving without a valid license
  
  

• Driving under the influence of alcohol
  
  

• Mechanical breakdowns

Benefits of Motor Insurance 

• Cashless repair at partner garages
  
  

• Saves money on big repair bills
  
  

• Keeps you legally safe
  
  

• No Claim Bonus for safe driving
  
  

• Peace of mind on the road

Disclaimer: Our motor insurance advisors are licensed professionals and hold valid IRDAI registration codes in their individual names. UDIT ANKUSH does not hold an IRDAI registration code and does not act as an insurance advisor at any point. We only facilitate customer communication with licensed insurance advisors.